The holiday season is a time for joy and giving. Imagine the excitement of unwrapping those special gifts—heirloom jewelry, state-of-the-art gadgets, or other valuable treasures. While these presents hold sentimental value, it's easy to overlook the need to protect them amid holiday hustle and bustle.

Keep Receipts and Appraisals

Documentation is crucial for insurance claims. Be sure to keep all receipts and get appraisals for high-value items. Store these documents in a safe place to ensure you can easily access them if needed.

Update Your Coverage

As you receive or purchase these prized possessions, consider updating your coverage. Adding a personal articles policy or endorsement ensures protection for your most valuable items, providing peace of mind.

Act Quickly

Don't forget that time may be limited to add new valuables to your policy. Check with your provider to understand deadlines and ensure that your gifts are covered from day one.

Protecting holiday valuables can be simple when you take proactive steps. Review your policies now to avoid unnecessary headaches later. We encourage you to contact your insurance provider to confirm or update your coverage before the new year arrives.